The GHL Process
Buying a home and obtaining finance can be a daunting process, even if you've done it before. We take great pride in our service and aim to make the process as stress and hassle-free as possible. There are a few steps involved in the home loan journey and we will guide you through the whole process and beyond.
Here is a brief outline of what you can expect:
First chat
Here’s where you’ll get to chat with someone from our lovely team and we can find out your goals so that we can guide you on the next steps from there.
Document collection and calculations
So that we can provide you with information that is as helpful and accurate as possible, we will need you to provide a few documents (don't worry, we’ll outline the requirements clearly in an email to you). Using the information provided in your supporting documents, we’ll calculate your borrowing capacity across a number of different lenders.
Meeting
Here we’ll narrow in on the best way to achieve your goals and provide you with a comparison of lender options that are tailored to your needs.
Application
Once you have selected your preferred lender, we’ll prepare and submit an application on your behalf.
Approval to settlement
We’ll be in contact with the good news that your loan has been approved and will help you go through the loan contract documents. We’ll guide the application through to settlement and we’ll be around to help you with any other questions that you have once the settlement is completed.
...and beyond
Whether it’s in the first week of your new home loan or ten years down the track, we’re always more than happy to answer any questions and help in any way we can.
Why Use a Mortgage Broker?
Simply put, our job is to find you the right loan for your situation and make sure that you continue to have the right loan as your goals and situation change over time.
We can offer a range of options that you simply won’t get when you walk into a bank branch (if you can still find one!). Not just in terms of lowest interest rates, but also in taking into consideration lender-specific policies that may have a significant impact on your borrowing capacity.
Brokers are legislated to work in your best interests. Not those of the bank.
You'll have a professional available on an ongoing basis, to advise on anything to do with your lending needs.
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© 2023 Goodrich Home Loans Pty Ltd
- All Rights Reserved
Goodrich Home Loans Pty Ltd (ACN 159 382 546) is authorised under LMG Broker Services Pty Ltd (ACN 632 405 504) Australian Credit Licence 517192
The information provided on this site is on the understanding that it is for illustrative and discussion purposes only. Whilst all care and attention is taken in its preparation any party seeking to rely on its content or otherwise should make their own enquiries and research to ensure its relevance to your specific personal and business requirements and circumstances. Terms, conditions, fees and charges may apply. Normal lending criteria apply. Rates subject to change. Approved applicants only.
There may be occasions where you may be charged a fee by your broker.
Your broker is able to assess each lender's approval times and identify those that can provide approval quickly, however this is subject to change and can vary significantly based on how complex is your loan application and how quickly you’re able to provide the information we need.
Not all lenders are available to all brokers. The exact details of the lenders your broker has access to is disclosed within the Credit Guide your broker gives to you when providing credit assistance or is available upon request.
The way in which your broker will stay in touch with you will differ, however typically this will be via email. In addition you will be able to contact them for guidance as required. You are able to opt out of these communications at any stage.